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Small Loans Australia
Small Loans Australia :: Calculators
Quick Links: | Small Loans | Student Loans | Finance Australia | Quick Finance | No Credit Check | Payday Loan | $5000 Loans
Small Loans Australia Financial Calculators
Small Loans Australia is pleased to provide you with the following calculators to assist you on your financial journey.
Available Calculators
| Vehicle Lease Repayment Calculator Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments. |
| Car Loan Repayment Calculator Use this calculator to estimate monthly car loan repayments |
| Home Loan Repayment Calculator Use this calculator to estimate monthly home loan repayments |
| Personal Loan Repayment Calculator Use this calculator to estimate monthly personal loan repayments |
| Truck Loan Repayment Calculator Use this calculator to estimate monthly repayments on a truck loan |
| Boat Loan Repayment Calculator Use this calculator to estimate monthly repayments on a boat loan |
| Caravan Loan Repayment Calculator This calculator will help you to estimate monthly repayments on a caravan loan |
Personal Loans Articles
| How to Boost Your Credit Score Before Applying for a Personal Loan Your credit score is a numerical representation of your financial trustworthiness. Lenders use this score to assess the risk of lending you money. - read more
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| Smart Budgeting Tips to Improve Your Financial Health Smart budgeting is one of the most vital tools in maintaining and improving your financial health. It provides a clear picture of your financial situation, helping you make informed decisions about spending, saving, and borrowing. - read more
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| Taking Control: Steps to Improve Your Credit and Secure the Loan You Need Your credit score is much more than just a number; it's a reflection of your financial history and a determining factor in securing future loans. Understanding how bad credit can affect your loan applications is crucial in today's financial landscape. Bad credit can lead to frustration and disappointment when looking for a competitive loan offer, but don't lose heart—there are actionable steps you can take to improve your situation. - read more
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| The Smart Borrower's Guide: Understanding Interest Rates on Small Loans When it comes to borrowing money, whether it's for personal use or for your small business, understanding interest rates is paramount. An interest rate, simply put, is the cost you pay to borrow money. It's typically expressed as a percentage of the principal amount you're loaned. This fee is how lenders earn on the funds they lend and is a key component you should consider before signing a loan agreement. - read more
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| Interest Rates for Small Loans: Breaking Down the Basics Interest rates play a vital role when it comes to borrowing money. They determine how much extra you'll pay on top of the amount you've borrowed. - read more
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| Bad Credit? Here's How You Can Still Get a Competitive Personal Loan In the landscape of modern finance, credit scores can often feel like gatekeepers to our goals, barring or granting access to essential funding when we need it most. The truth is, debt is as common as it is complex, threading through the lives of many with silent tenacity. Understanding its prevalence is the first step in navigating the choppy financial waters it can create. - read more
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| Budgeting 101: How to Get a Personal Loan Despite Bad Credit Smart budgeting is the cornerstone of financial health. It helps you understand where your money is going and empowers you to make informed financial decisions. In Australia, like everywhere else, a well-managed budget can significantly improve your quality of life and financial stability. - read more
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| How to Create a Budget That Really Works for You Budgeting is a foundational skill in the realm of personal finance, and as crucial as setting the sails is to a captain navigating through treacherous waters. Just as steady winds propel a ship towards its destination, a well-structured budget guides individuals towards their financial goals with confidence and control. - read more
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| Budgeting Basics: How to Create a Stress-Free Financial Plan Budgeting is often seen as a restrictive practice, something that curtails fun and spontaneity. However, the truth is quite the contrary. Proper budgeting is a fundamental aspect of nurturing financial well-being. It's about understanding your income, controlling your spending, and ensuring that you prioritize saving and investing. A well-crafted budget can lead to a stress-free financial life by giving you a clear view of where your money is going and where you can potentially save. - read more
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Secured Versus Unsecured: Which Loan Option Aligns with Your Financial Goals? The landscape of personal financing is broad and varied, particularly in the Australian market where individuals have access to an array of loan options. When considering lending, the fundamental distinction to comprehend is that between 'secured' and 'unsecured' loans. - read more
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Creating a Financial Safety Net: Insurance and Savings Tips for Young Families Welcome to our blog! For young families, securing your future often requires careful planning and prudent financial decisions. One of the most crucial steps you can take in this journey is creating a financial safety net. - read more
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Taking Control: Steps to Improve Your Credit and Secure the Loan You Need Your credit score is much more than just a number; it's a reflection of your financial history and a determining factor in securing future loans. Understanding how bad credit can affect your loan applications is crucial in today's financial landscape. Bad credit can lead to frustration and disappointment when looking for a competitive loan offer, but don't lose heart—there are actionable steps you can take to improve your situation. - read more
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How to Boost Your Credit Score Before Applying for a Personal Loan Your credit score is a numerical representation of your financial trustworthiness. Lenders use this score to assess the risk of lending you money. - read more
|
|
|
Budgeting 101: How to Get a Personal Loan Despite Bad Credit Smart budgeting is the cornerstone of financial health. It helps you understand where your money is going and empowers you to make informed financial decisions. In Australia, like everywhere else, a well-managed budget can significantly improve your quality of life and financial stability. - read more
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Bad Credit? No Problem! How to Get a Small Personal Loan Fast Bad credit, often resulting from late payments, high debt levels, or other financial missteps, can feel like a major roadblock. It typically means that your credit score falls below a certain threshold and may reflect a history of financial challenges. - read more
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Bad Credit? Here's How You Can Still Get a Competitive Personal Loan In the landscape of modern finance, credit scores can often feel like gatekeepers to our goals, barring or granting access to essential funding when we need it most. The truth is, debt is as common as it is complex, threading through the lives of many with silent tenacity. Understanding its prevalence is the first step in navigating the choppy financial waters it can create. - read more
|
|
|
The Smart Borrower's Guide: Understanding Interest Rates on Small Loans When it comes to borrowing money, whether it's for personal use or for your small business, understanding interest rates is paramount. An interest rate, simply put, is the cost you pay to borrow money. It's typically expressed as a percentage of the principal amount you're loaned. This fee is how lenders earn on the funds they lend and is a key component you should consider before signing a loan agreement. - read more
|
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Interest Rates for Small Loans: Breaking Down the Basics Interest rates play a vital role when it comes to borrowing money. They determine how much extra you'll pay on top of the amount you've borrowed. - read more
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Finance News
| High Costs of Financial Advice Hinder Women's Investment Confidence 10 Mar 2025: Paige Estritori Recent research from Fidelity International reveals a significant gender disparity in financial advice uptake and investment confidence. Conducted among over 1,000 Australian consumers aged 18 to 59, the study, titled 'The Next Generation,' highlights that only 16 per cent of women seek financial advisers, compared to 22 per cent of men. A staggering 50 per cent of women cited financial advice costs as a major deterrent. - read more |
| Tesla's Longest Decline Amid Musk's Washington Role 10 Mar 2025: Paige Estritori In an unprecedented turn of events, Tesla's shares have been on a consistent downward trend for seven weeks running—marking the longest losing streak in the company's history since it went public 15 years ago. This slump coincides with Elon Musk's active role in the Trump administration since his move to Washington. On Friday, Tesla's stocks closed at $US270.48 ($428), plummeting over 10% within the week, reaching their lowest since the previous November's election day when shares were at $US251.44. - read more |
| RBA Deputy Justifies Controversial Rate Cut Amid Inflation Concerns 06 Mar 2025: Paige Estritori The Reserve Bank of Australia's (RBA) deputy governor has firmly defended the recent decision to reduce the official cash rate despite internal warnings about persistent inflation pressures. In February, the RBA lowered the cash rate from 4.35% to 4.10%, a move followed by claims that this contradicted forecasts predicting sustained inflation above the target. - read more |
| RBA Rate Cut Sparks Rebound in Aussie Housing Market 05 Mar 2025: Paige Estritori The Australian housing market is experiencing a resurgence following a recent 0.25% interest rate cut by the Reserve Bank of Australia (RBA). This monetary policy change has fueled optimism for further reductions throughout the year, offering a significant boost to the market. - read more |
| Anthony Albanese Clarifies Stance on Negative Gearing as Prime Minister 04 Mar 2025: Paige Estritori Anthony Albanese, Australia's Prime Minister, has indicated that he has not utilized negative gearing since assuming office, dispelling ongoing speculation. Negative gearing, which allows property investors to offset losses against taxable income, remains a hot topic in Australia's property investment discourse. Despite the legality of this practice, the Prime Minister's prior silence on the matter had invited scrutiny, particularly regarding his $4 million holiday home. - read more |
| Productivity, Not Interest Rates, Behind Cost of Living Challenges 04 Mar 2025: Paige Estritori In a recent interview, former Reserve Bank of Australia (RBA) governor Philip Lowe addressed the blame often placed on high interest rates for Australia's cost of living issues. Contradicting common perceptions, Dr. Lowe pointed to a lack of productivity growth as the actual source of the problem. Despite decade-high interest rates, he emphasized that these rates have only marginally suppressed demand, while the drag from stagnant productivity over the years has had a much greater impact. - read more |
| Interest Rate Cuts Spur Rebound in Australian House Prices 01 Mar 2025: Paige Estritori The Reserve Bank of Australia's recent decision to slash interest rates by 0.25% has spurred a significant resurgence in house prices across the nation, particularly in Sydney and Melbourne, after a period of decline. - read more |
| Coalition's Proposal Simplifies Tax Deductions for Business Meals 26 Feb 2025: Paige Estritori The Coalition has introduced a proposal to alleviate tax burdens on small business owners, which could notably benefit financial planning practices. Under current tax regulations, expenses related to meals and entertainment are generally non-deductible unless fringe benefits tax (FBT) is paid at a substantial rate. This has discouraged professionals from organizing off-site meals for employees and clients. - read more |
| Telstra Boosts Dividend and Announces $750 Million Share Buy-back 20 Feb 2025: Paige Estritori Telstra, Australia's leading telecommunications giant, has unveiled a significant financial move with an increase in its dividend and plans for a substantial share buy-back initiative. Following a notable 7.1% rise in first-half profit, the company aims to allocate up to $750 million for repurchasing shares. - read more |
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Knowledgebase
Mortgage Broker:
A person or company that acts as an intermediary between borrowers and lenders, but does not lend money directly.
A person or company that acts as an intermediary between borrowers and lenders, but does not lend money directly.
Quick Links: | Small Loans | Student Loans | Finance Australia | Quick Finance | No Credit Check | Payday Loan | $5000 Loans