We also value your feedback and suggestions — they help us continually improve the Small Loans Australia experience and ensure our services meet the needs of our users.
For general questions, compliments, or complaints not related to a quote, please use our online contact form so we can direct your enquiry to the appropriate department promptly.
Contact Details
Mailing Address: PO Box 1183 Palm Beach, Queensland, Australia 4221
Office Location: 43 Larch Street Tallebudgera, Queensland, Australia 4228
Complaints Handling
If you have a concern or complaint about any aspect of our service, including the way your personal information has been handled, please contact us in the first instance. We will acknowledge your complaint promptly and aim to resolve it within a reasonable timeframe in accordance with our internal complaints procedure.
If you are not satisfied with our response, you may refer your complaint to the Australian Financial Complaints Authority (AFCA) — an independent external dispute resolution scheme approved by ASIC:
For complaints relating specifically to privacy or the handling of personal information, you may also contact the Office of the Australian Information Commissioner (OAIC):
Any personal information you provide via this website will be handled in accordance with our Privacy Policy. We collect this information to respond to your enquiry, manage your request, and, where applicable, refer you to a licensed professional. You can request access to or correction of your personal information at any time by contacting us in writing.
Licensing and Regulatory Information
This website is operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust), located at 43 Larch Street, Tallebudgera QLD 4228, A.C.N. 010 281 008.
Clark Family Pty Ltd is an Authorised Credit Representative of Saccasan Pty Ltd (Australian Credit Licence No. 386297) and an Authorised Representative of Unique Group Broker Services (Australian Financial Services Licence No. 509434).
For more information about licensing and regulatory matters, please visit the ASIC website.
Small loans under $10,000 can help Australian borrowers cover personal expenses or business needs, but their costs, terms and eligibility criteria vary. This guide explains how they usually work, what to compare and how to borrow responsibly. - read more
Budgeting is a foundational skill in the realm of personal finance, and as crucial as setting the sails is to a captain navigating through treacherous waters. Just as steady winds propel a ship towards its destination, a well-structured budget guides individuals towards their financial goals with confidence and control. - read more
When it comes to borrowing money, whether it's for personal use or for your small business, understanding interest rates is paramount. An interest rate, simply put, is the cost you pay to borrow money. It's typically expressed as a percentage of the principal amount you're loaned. This fee is how lenders earn on the funds they lend and is a key component you should consider before signing a loan agreement. - read more
Credit scores play a crucial role in your financial life, influencing your ability to access loans, credit cards, and even housing rentals. In Australia, your credit score is a numerical representation of your creditworthiness, which lenders use to assess the risk of lending to you. - read more
Secured and unsecured loans are two common ways Australians access personal finance. The main difference is whether the loan is backed by an asset, but that difference can affect interest rates, borrowing limits, repayment terms, eligibility and risk. - read more
Welcome to our blog! For young families, securing your future often requires careful planning and prudent financial decisions. One of the most crucial steps you can take in this journey is creating a financial safety net. - read more
Small business loans under $10,000 can help Australian sole traders, contractors and small business owners manage cash flow, equipment, stock or short-term operating needs. Before applying, it is important to understand how lenders assess business income, repayments, security, documentation and affordability. - read more
Small and short-term loans in Australia are subject to important rules covering fees, suitability checks, disclosure, hardship and complaints. This guide explains the key borrower protections to understand before applying. - read more
Smart budgeting is the cornerstone of financial health. It helps you understand where your money is going and empowers you to make informed financial decisions. In Australia, like everywhere else, a well-managed budget can significantly improve your quality of life and financial stability. - read more
Australia’s credit regulator has kept the spotlight on how lenders respond when borrowers fall into financial hardship, a theme that matters directly to households and small business operators using small loans to manage short-term pressure. The message is simple: hardship support should be accessible, practical and clearly explained, not buried behind confusing processes or repeated requests for the same information. - read more
Australia’s corporate regulator has renewed attention on private credit, warning that a fast-growing part of the lending market is now facing a tougher test. Private credit generally refers to loans arranged outside the traditional banking system, often through funds, investment managers or specialist lenders. While this may sound distant from everyday small loans, the health of non-bank credit can still influence how finance is priced, assessed and made available. - read more
ASIC’s latest review of the motor vehicle finance sector is a timely reminder that the true cost of borrowing can sit well beyond the advertised interest rate. While the review focused on car loans, the lessons apply to many Australians considering small personal loans, short term finance or any borrowing arranged through a third party. - read more
Australian small business owners have a tight deadline ahead as Payday Super begins on 1 July 2026, shifting superannuation from a quarterly obligation to a payment made alongside wages. The reform is designed to improve transparency for employees and reduce unpaid super, but it also changes the cash flow rhythm many employers have relied on for years. - read more
Recent data from Equifax's Business Market Pulse for Q1 2026 reveals a concerning trend: high-risk small and medium-sized enterprises (SMEs) are significantly increasing their credit applications, even as overall SME credit demand declines. This pattern suggests that financially vulnerable businesses are seeking additional funding to navigate tightening economic conditions. - read more
In the first quarter of 2026, Australians have borrowed a record $5.1 billion in personal loans, as reported by the Australian Bureau of Statistics. This significant increase reflects the mounting financial pressures faced by individuals due to escalating living costs. - read more
Latitude Financial, Australia's largest non-bank consumer finance company, has been fined $3.96 million by the Australian Communications and Media Authority (ACMA) for violating spam laws. The company sent over 2.3 million marketing messages between March 2024 and April 2025 without accurate contact information, and nearly 345,000 of these lacked a functional unsubscribe option. - read more
The Federal Court has imposed a $1.55 million penalty on Money3 Loans Pty Ltd for failing to adhere to responsible lending obligations in providing car finance to vulnerable consumers. This ruling underscores the critical importance of compliance with lending regulations to protect consumers from potential financial harm. - read more
The Federal Court has ordered Cigno Australia and BSF Solutions, along with their respective directors, to pay a combined penalty of $7 million for engaging in unlicensed credit activities and imposing prohibited fees. This ruling highlights the necessity for lenders to operate within the bounds of Australian credit regulations to protect consumers from exploitative practices. - read more
