Small Loans Australia Weekly News Wrap: The Essentials
Each week, this show brings a clear, plain-English recap of the biggest Australian stories shaping consumer rules, cost-of-living, small business conditions and policy changes. We sort the noise, highlight what’s changed, and explain why it matters for everyday Australians, small operators and the self-employed. Trusted, neutral and repeatable, it’s your steady check-in for context, practical takeaways and credible sources—so you can stay informed and make confident decisions.
This Week:
This week: the RBA held the cash rate at 3.6% and raised near‑term inflation forecasts, keeping cuts unlikely; some lenders still trimmed select home loan rates, showing competition; new research says about four million Australians are cutting spending to strengthen loan applications; and authorities warned about AI deepfake investment scams. Listeners are urged to compare total loan costs and features, tidy bank statements before applying, and stay scam‑safe. Visit small-loans.com.au for tools and a simple online assessment.
EPISODE 869 | Small Loans Australia Weekly News Wrap: The Essentials | Sun, 9th Nov 2025
13 Nov 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Small Loans Australia Weekly News Wrap: The Essentials, Im Paige Estritori, and its Sunday, 9 November 2025.
First today, the RBA — thats the Reserve Bank of Australia — kept the cash rate on hold at 3.6 per cent on Tuesday. The Bank also lifted its near‑term inflation forecasts, so a quick rate cut now looks unlikely. For households and small businesses, repayments stay the same for now. If youre refinancing or looking at small personal or small business loans, focus on the total cost — fees, flexibility and features — not just the headline rate.
Next up, even with the RBA on hold, a handful of lenders trimmed some variable and fixed rates this week. Competition is alive, especially among smaller banks and digital lenders. That means it can still pay to compare or switch. If youre chasing lower repayments on a loan under $10,000, look for transparent fees and the ability to make extra repayments without penalty.
Meanwhile, new research shows about four million Australians have cut back spending or cleared small debts to boost their chance of loan approval or refinancing in recent years. Lenders are scrutinising bank statements and everyday outgoings more closely. A tidy three‑month snapshot helps: reduce discretionary buys, avoid late fees, and consider paying down buy now, pay later (BNPL) and credit card balances where you can. It wont guarantee approval, but it can make your application stronger.
And finally, a warning on scams using AI — artificial intelligence. A deepfake video posing as a government endorsement of an investment is circulating online. If you see offers promising huge returns from tiny deposits, assume its a scam until proven otherwise. Check the web address, avoid upfront payments, and never share IDs or bank details unless you initiated the contact on a trusted site.
Thats the essentials for this week. For tools, plain‑English guides and a simple online assessment for small loans under $10,000, head to small-loans.com.au. Im Paige Estritori — speak soon.
The information on this website is general in nature and does not take into account your objectives, financial situation, or needs. Consider seeking personal advice from a licensed adviser before acting on any information.
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