Small Loans Australia Weekly News Wrap: The Essentials
Each week, this show brings a clear, plain-English recap of the biggest Australian stories shaping consumer rules, cost-of-living, small business conditions and policy changes. We sort the noise, highlight what’s changed, and explain why it matters for everyday Australians, small operators and the self-employed. Trusted, neutral and repeatable, it’s your steady check-in for context, practical takeaways and credible sources—so you can stay informed and make confident decisions.
This Week:
This week: economists expect the RBA to hold rates until at least November; draft laws would force crypto exchanges to get an AFSL under ASIC oversight; research shows many Australians lack emergency savings; and two in five credit card holders are delaying debt repayments. Paige explains why it matters for small personal and business borrowers, and offers practical, non-advice pointers on comparing options, keeping fees transparent, and planning repayments. Listeners are invited to visit small-loans.com.au for tools and a simple online assessment.
EPISODE 734 | Small Loans Australia Weekly News Wrap: The Essentials | Sun, 28th Sep 2025
3 Oct 2025 | Paige Estritori
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Read Full Transcript:
Hello and welcome to Small Loans Australia Weekly News Wrap: The Essentials. Im Paige Estritori, and its Saturday, 27 September 2025.
First up, the Reserve Bank of Australia, or RBA, is widely expected to leave the cash rate on hold through September, with many economists tipping any next move in November. A steady cash rate helps with planning, even if youre eyeing a small personal or business loan under ten grand. The takeaway is simple: use the calm to compare options, check fees, and line up a repayment plan that fits your budget.
Meanwhile, new draft laws would require crypto exchanges to hold an Australian Financial Services Licence, or AFSL, under ASIC—the Australian Securities and Investments Commission. That aims to lift safeguards for customers and could see some platforms change, merge, or exit. If you use crypto, expect more ID checks and service updates. Keep records in order and avoid leaning on volatile assets for urgent bills.
On household buffers, new research this week suggests about two in five Australians dont have three months expenses set aside for emergencies. If a sudden cost hits, that can push people toward expensive debt. If you do need to borrow, look for transparent fees and a clear end date on repayments, so the debt doesnt linger.
And credit cards are biting. About two in five cardholders say theyre delaying paying down balances, which makes interest snowball. If revolving debt is stressing you out, set a payoff plan and consider lower-cost alternatives that offer fixed repayments and an end date. Free financial counselling is also available if things feel overwhelming.
Thats the wrap. For tools, checklists and a simple online assessment for small loans under $10,000—personal or business—head to small-loans.com.au. Im Paige Estritori—thanks for listening, and talk to you next week.
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